About Auto Credit Builders in Zionsville, IN

Auto Credit Builders is Indy's trusted buy here pay here store. We are family owned and operated and have two convenient locations in Zionsville and Plainfield to best serve the Indianapolis community. Auto Credit Builders has been in business for over 10 years, and we are proud to be part of Pearson Automotive, which has been serving customers in Indianapolis for over 50 years. When you need auto finance and you have bad credit, no credit or even a car loan bankruptcy, we hope you will visit us. We offer flexible down payments and financing to meet your needs. You won't find a better Indianapolis finance company to help you find a used vehicle or establish or reestablish your credit. Bad Credit car loan, bad credit truck loan, buy here pay here, low down payment, no credit car loans.

More About Us

Helping You Establish Credit

We feel that one of our biggest responsibilities to you is to shed the tarnished name of many buy-here, pay-here car dealerships by helping you establish credit and working to find the best terms to suit you. As we know, there's many extenuating circumstances that cause credit problems, and many younger buyers have no credit at all. That's why we work with you to help establish or re-establish credit. We want to help you get back on track, so it's one less thing to worry about and one less hurdle for future purchases, such as a home.

As a member of the National Association of Buy-Here Pay-Here Dealers, we want you to know that you're in great hands when you step into our facility. We aren't here just to sell you a car; we're here to forge a relationship and get you back on track financially.


Freedom and Flexibility

With many other lenders, you're bogged down into a single option that doesn't promote payment flexibility. At Auto Credit Builders, we do just the opposite. We provide options such as payment assistance, low down payments, and freedom to pay when you get paid. Most of our financing terms go anywhere from two to four years, enabling you to pay it off quickly. We also give you different payment dates such as weekly, biweekly, semimonthly, or monthly to fit into your schedule.

Service

Located on-site with the Pearson Ford dealership, we have a service department that's there to give you a tuneup or oil change when you come in to make a payment. To put your mind at ease, each of our financed vehicles must pass a 75-point inspection before we're allowed to sell them to you. After that, we offer a 24,000-mile, 24-month warranty, as well as a 3,000-mile, three-month warranty. Both these warranties reassure you that we're not here to sell you a lemon, but a car that handles your errands and commute easily.

Selection

We have a huge selection of new Fords and pre-owned vehicles from many top automakers. As a result, you can find the perfect vehicle to fit your needs and desires. Whether it's a sports car, an SUV for moving kids and cargo, or a truck that withstands a beating from your work, we have what you need. We also have a number of cars for less than $10,000, and we'll give you a great value for your trade-in.