FAQs

Do you report to the credit bureau?
Yes, we report to the credit bureau every 30 days

Where do your vehicles come from?
Our vehicles come from a variety of locations. Some are trade-ins from our car lot, some from our parent company Pearson Ford, Inc. and some come from local car auctions.

My credit is bad. Will you work with me?
YES! We understand that unforeseen or difficult situations happen; they can happen to everyone. Finance companies put too much emphasis on your credit score. We look at the whole picture rather than just your credit.

How long are your car loans?
Our car loans are between 2 ½ and 4 years. You will not be stuck in a loan for 5+ years like most other places. We also have a special early trade-in policy, ask us for details.

How do I make payments?
We understand that life is busy and you probably do not have time to visit us every time a payment is due. So, we offer online payment, over the phone with a debit or credit card (we can even keep a card number on file to make the process faster), auto-payment and of course cash and check. The best part is we DO NOT charge you any fees for using a debit or credit card!

What if my vehicle breaks down out of town, will my warranty be covered?
If your vehicle is under warranty, it is covered wherever you go. We will work with the repair shop to get everything fixed.

What documents do I need?

• Driver's License or State-Issued Photo ID
• Social Security Card or other verification
• 2 most recent pay-stubs
• 2 proofs of residence (utility/cell phone bill, mortgage/rent statement, etc.)